SMHI insures your crops with indemnities between $25-$275 per acre. Your coverage is in effect between May 15th and October 31st or when harvested. To qualify for coverage, you need to own the land and all the crop seeded on this land must be insured.
Coverage options include full, straight and disappearing deductibles. Once enrolled, your coverage is continuous. With each new year, simply file your crop report (with acres, indemnity and coverage option) by June 15th.
Where coverage on all crops is not required, an Application for Exemption of Crops form must be filled out here before April 30th.